If somebody asked you if a bank or car dealer approved you for a loan or extension of credit based solely on you falsely representing that you have one of the highest paying jobs in the country, you would think they were either joking or just asking a ridiculous question, because that would simply not be enough to influence a business to extend you credit. The 10th Circuit Court of Appeals, based on law established by the U.S. Supreme Court, said to prove that a person obtained a loan or credit by fraudulent means under federal mail and wire fraud statutes, the government must show that a false statement or representation "has the natural tendency to influence, or is capable of influencing, the decision of the decision-making body to which it is addressed." A false statement about a high paying job to a bank or car dealer wouldn't be capable of influencing them into approving a loan or extending credit to someone any more than a real estate agent could influence a home buyer to purchase ocean-front property in Colorado. Basically, for fraud to be fraud, it must be reasonably expected to deceive a person of ordinary intelligence. However, in a federal criminal case (Dist. Colo. case no. 09-cr-00266-CMA), which is known as the "IRP6" case, former Colorado U.S. Attorney John Walsh and his subordinate, Assistant United States Attorney Matthew T. Kirsch, prosecuted six information technology executives by absurdly alleging that staffing companies would not have extended credit to the executive's company if not for being "induced" or influenced by false statements about having a large "current or impending" government contract. Not surprisingly, when Kirsch tried to prove these absurd claims at trial, his own staffing company witnesses confirmed, like any other business, they extended credit based on creditworthiness, not verbal statements about contracts. Virtually all witnesses said they were not even responsible for making the decision to extend credit which makes one wonder why Kirsch had them testify when they couldn't have been influenced to extend credit because they were not even involved in the process. The witnesses repeatedly admitted they assumed there was a contract or denied statements about contracts were ever made by the defendants. Listen to what the government witnesses had to say directly from trial transcripts.